All California health insurance companies are required to include a guaranteed renewable provision in all health insurance plans. This means that any individual wishing to renew their health insurance plan in California is allowed to do so under state law provided the individual has not provided any false information and has paid all premiums on time. California laws also limit the health insurance provisions dealing with pre-existing conditions in individuals. California health insurance companies can, however, implement an exclusion period for any pre-existing conditions. The length of the exclusion period is limited depending on how many people are covered under the California health insurance policy. Previous California medical insurance coverage can be credited towards this exclusion period under some conditions.
Our service gets you connected to the top health insurance carriers in the country and let's you choose the one that best fits your needs and budget. In addition to online health insurance quotes, you may receive quotes direct from agents from top companies.
The agents we work with have literally thousands of products and plan types available. Whether you're looking for a family or individual plan, a self employed plan, a group plan, a child-only policy, or an affordable student health plan, the agents we work with have many options to choose from. Even seniors and high risk applicants can get quotes, with hundreds of Medicare supplement policies, high risk health plans, and health discount cards to choose from. Finally, you can get help from licensed agents who provide flexibility in choosing the type of policy that is right for you, including PPO plans, HMO plans, Health Savings Accounts, point-of-service plans, and more.
Our process is fast, easy, and free! Simply enter your basic information into our online forms (your information will be kept safe on our secure servers). After you have completed our short online questionnaire, you will see free quotes online from many of the top companies listed above - you can even purchase your policy online. Additionally, we will match you with local agents in your area who can provide additional quotes, answer any questions you may have about coverage, and assist you in every step of the buying process.